Banking and Finance
Trinity Professional College
Banking and Finance
The Program comprises four key ‘courses’
- Banking & Bank Operations
- Financial Management
- Business Management & Administration
- Advanced Management & Administration Theory & Practice
Banking & Bank Operations
- Banking; savings, money and loans; financial intermediaries and markets.
- Explaining the roles and activities of banking.
- An overview of different aspects of banking.
- Retail banking; transferring money, lending and scoring, and other retail bank services.
- Corporate banking: lending, and other key activities; interest rates.
- How banks operate, liquidity and reserves.
- Asset and liability management.
- Bank financial statements.
- Investment banking: services to companies and governments.
- Investment banking: market trading activities.
- Mutuals and Finance Houses, factoring and leasing.
- International banking; banking across borders.
- Banking in the UK, Europe, North and South America, Asia, Australasia, the Middle East, Africa.
- Instruments and markets: debt and futures markets; swaps and options; foreign exchange markets.
- Central banking and regulation monetary policy.
Business Management & Administration
- Capital and the financing of businesses, sources of capital, share issues.
- Working capital, cash and funds flow; revenue, income, expenditure, overheads.
- Board of Directors, formation, responsibilities and duties.
- Business organization; structure, reporting, spans of control.
- Business environment, trading enterprises; factors in business location.
- Planning and forecasting in business, the business plan; starting or taking over a business.
- Budgeting and budgetary control, the master budget and sub-budgets.
- Management of personnel: recruiting, selecting, inducting, training, controlling, remunerating.
- Motivation, human resources; health and safety in the workplace, communication, job analysis.
- Principles of selling, sales and marketing management, market research, sales promotion, pricing policy.
- Office management, office organization, set-up, equipment, data and information.
- Production management, production methods, materials handling.
- Credit, credit control, credit limits and bad debts; discounts: trade, quantity, others.
- Stock and inventory control, stocktaking. Purchasing and resourcing, suppliers.
- Financial accounting, books of account, interpretation, accounting ratios.
- Nature and importance of capital investment decisions; resources involved.
- Investment appraisal methods, accounting rate of return (ARR), return on capital employed (ROCE), payback period.
- Net present value (NPV), risk in investment appraisal, calculating and using probabilities.
- Impact of interest and inflation, premiums; considering wealth.
- Investment in practice and reality, logical investors.
- The cost of capital; review and control for capital expenditure projects, decision management, audit.
- Short-term finance, gearing, factoring, discounting.
- Sources of finance: internal, external, profits, credit control.
- Long-term finance, the stock exchange, primary and secondary markets, stock listing.
- Shares, share issues, debentures, small business finance, venture capital, funding, business angels, Government.
- Managing working capital, definition, elements, scale of capital.
- Managing stocks, stock ordering systems, MRQ, JIT, inventory models.
- Budgeting for demand, financial ratios, debtor and credit control.
- The working capital cycle; discounts, collection policies, settlement period.
- Cash management and budgets, the cash cycle.
- Policies for working capital control; balance, banking, overdrafts.
Advanced management & administration theory & practice
- The evolution of management theory, principles of management.
- The classical and early theorists; Fayol, Weber, Taylor, Mayo, scientific management, authority, discipline, modern developments.
- Organizational theory: objectives, categories, ownership, environmental factors and interaction.
- Open and closed systems theory.
- Coordination, cooperation, structure, control.
- Communication theory.
- Organizational structures, planning, growth, development, organization charts, systems diagrams.
- Duties and responsibilities of executives, delegation, responsibility.
- Mission, vision, values, MBWA.
- Motivational theory: human relations, social psychology; self-realization, motivation-hygiene, expectancy theory.
- Argyis, Maslow, McGregor, Likert, Herzberg, Vroom, Handy; intrinsic and extrinsic factors.
- Leadership theory: traits, style, contingency; theorists.
- Building workgroups, group behavior, norms, and cohesiveness.
- Managing change, culture, Moss Kanter, learning organizations, entrepreneurship.
- Strategic management; Fayol, Chandler, Andrews, Ansoff, BCG, Porter, SWOT, barriers to entry, industrial competitiveness.
- Corporate objectives, policies, business ethics, social responsibilities.